Illustration:

Annual Percentage Rate offered to customer Min APR – 12.50%. Max APR – 28%. (T&C Apply). Tenure: up to 96 months. Processing fee: Up to 4% (Excluding GST). Foreclosure charges: Up to 4% on POS + GST

Sample Calculation : On a Flexi Advantage personal loan of ₹1 Lakh at rate of 14% per annum, for a tenor of 84 months and principal holiday period of 1 year, the initial payment for 1 year excluding the processing fee will be ₹1167/- and the full EMI after 1 year will be 2061/- Loan disbursal at sole discretion of Aditya Birla Capital Limited.

Other Conditions :

Principal payment holiday of 1 or 2 years will be based on your eligibility.

For Flexi Advantage Personal loans, only 6,7 or 8 year tenures are available.