HAR FESTIVE PLAN HOGA
POSSIBLE

From celebration to ambitions, make it all happen in this festive season

Flexible Tenure Options

Minimum Documentation

Quick Disbursal

Balance Transfer Facility

Let's get you started

Full Name (as per PAN card)*

Mobile Number*

PAN Card Number

Product Types

Loan Amount*

Pincode

I hereby authorize ABCL to carry out inquiries at credit bureau, fetch KYC details, digitally authenticate & verify my details, contact me and send SMS/WhatsApp to me with reference to my loan application.

How to Apply

Simple, professional, and efficient steps to get your loan.

Fill Out the Online Form

Enter your personal, employment, and financial details.

Fill Required Documents

Submit scanned copies of the necessary documents.

Verification & Approval

We will verify your application and notify you of approval.

Disbursal

Upon approval, the loan amount is credited to your account.

Fill Out the Online Form

Enter your personal, employment, and financial details.

Fill Required Documents

Submit scanned copies of the necessary documents.

Verification & Approval

We will verify your application and notify you of approval.

Disbursal

Upon approval, the loan amount is credited to your account.

Unmatched Benefits Tailored for you

Experience hassle-free financing with transparent terms and rapid execution designed around your lifestyle.

SEAMLESS

1. Flexible Tenure Options

Flexible repayment tenures for comfortable EMIs.

VERSATILE

2. Flexible Plans

Take your business tothe next level.

UNSECURED

3. No Hidden Charges

Ensure complete transparancy when you apply for a loan.

SIMPLIFIED

4. Minimal Documentation

Quick verification using basic KYC documents like ID proof, address proof, and recent bank statements.

Simple eligibility criteria and documentation

Get fast, transparent financing tailored to your lifestyle — zero hassles, complete clarity.

Documents Required

Keep these standard documents handy for a seamless verification process

Identity Proof

Aadhaar Card, PAN Card, Passport, or Voter ID

Address Proof

Utility bills, Aadhaar card, passport, or rental agreement

Income Proof

Latest 3 months' salary slips

Bank Statements

Last 6 months' statements showing salary credits

Photograph

One recent passport-size photograph

Eligibility Criteria

Ensure you meet our basic criteria to fast-track your loan approval

Age

21 to 60 years old at loan maturity

Employment Type

Salaried employee at a recognized organization or stable self-employed professional

Monthly Income

Stable monthly income essential (minimum ₹25,000/month)

Credit Score

CIBIL score of 750 or more for best interest rates

Work Experience

At least 1 year of total work experience, with 6 months at current job

Frequently Asked Questions

Find answers to common queries regarding
personal loans.

A personal loan is an unsecured loan that allows you to borrow money from a financial institution to meet your personal financial needs without putting up any assets as collateral. From medical emergencies to dream vacations, weddings, or even renovations, there will be no restriction on how you use the money you borrow. You will simply have to pay back the amount borrowed through a series of fixed monthly instalments over the tenure you choose.

As there are no restrictions on usage, you can use the personal loan to finance whatever you want, such as:

Medical emergencies and hospital bills
Wedding expenses for yourself or a family member
Home renovation or interior upgrades
Travelling your dream destination
Child's education
Buying phone or other electronic items

The minimum personal loan amount that you can borrow is about Rs 50,000, while the maximum is up to ₹65 lakhs.

To qualify for a personal loan, you need a consistent income, whether you're a salaried employee, self-employed, or a professional. Your eligibility depends on factors like employer, credit history, residential location, and other criteria as per the eligibility criteria mentioned.

Yes! The minimum personal amount that you can borrow is about Rs 50,000.

Yes, you can apply for a personal loan with a co-applicant, subject to their eligibility criteria. A co-applicant may improve your loan eligibility and increase the loan amount you qualify for.

The essential documents typically include:

KYC Documents
Address Proof
Income proof (such as salary slips for salaried individuals or recently acknowledged ITR for the self-employed)
Identity proof
Loan Statements

You can reach us through:

Helpline: 1-800-270-7000 — 8 AM to 7 PM, Monday to Sunday

Service Branches: 10:00 AM to 5:00 PM, Monday to Friday and alternative Saturdays (Branches remain closed on 1st & 2nd Saturday & all Sundays)

Yes! You can prepay or foreclose your Personal Loan once the lock-in period of 12 months is over. Remember that charges (and taxes) apply for foreclosing a Personal Loan. No partial prepayment is allowed.

Housing Finance

Personal Finance

SME Finance

HAR FESTIVE PLAN HOGA
POSSIBLE

Flexible Tenure Options

Minimum Documentation

Quick Disbursal

Balance Transfer Facility

Let's get you started

How to Apply

Fill Out the Online Form

Fill Required Documents

Verification & Approval

Disbursal

Fill Out the Online Form

Fill Required Documents

Verification & Approval

Disbursal

Unmatched Benefits Tailored for you

1. Flexible Tenure Options

2. Flexible Plans

3. No Hidden Charges

4. Minimal Documentation

Simple eligibility criteria and documentation

Documents Required

Identity Proof

Address Proof

Income Proof

Bank Statements

Photograph

Eligibility Criteria

Age

Employment Type

Monthly Income

Credit Score

Work Experience

Frequently Asked Questions

Illustration

Housing Finance

Personal Finance

SME Finance

HAR FESTIVE PLAN HOGA POSSIBLE

Flexible Tenure Options

Minimum Documentation

Quick Disbursal

Balance Transfer Facility

Let's get you started

Verify Mobile Number

How to Apply

Fill Out the Online Form

Fill Required Documents

Verification & Approval

Disbursal

Fill Out the Online Form

Fill Required Documents

Verification & Approval

Disbursal

Unmatched Benefits Tailored for you

1. Flexible Tenure Options

2. Flexible Plans

3. No Hidden Charges

4. Minimal Documentation

Simple eligibility criteria and documentation

Documents Required

Identity Proof

Address Proof

Income Proof

Bank Statements

Photograph

Eligibility Criteria

Age

Employment Type

Monthly Income

Credit Score

Work Experience

Frequently Asked Questions

Illustration

HAR FESTIVE PLAN HOGA
POSSIBLE